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Attract the significant number of customers who prefer to split payments or customers who just can`t afford the full price at once. Payment plan module is designed to build a suitable payment plan for customers giving options to choose monthly payment amount.The payment processing idea:
- Customer reaches payment page and he's presented with options...one of it is Payment plan. He chooses that.
- He riches payment plan information and can choose the total amount of months he's willing to pay- 1 month to max months (depending on price).
- (Optional step) He's then presented with a credit card form to input the digits (numbers, date, ccv).
- He`s also presented with form to fill out and submit his personal details for leasing.
- A payment plan calculation is made based on his selection, he must agree with payment, distributed as:
- x% of order total: deposit that will be charged upon completing the order (manually).
- remaining order: (order total) - (x% already paid) + (leasing commission), divided by months chosen.
Someone buys a TV. TV costs 5,000 Eur.
He's then charged 1,000 as deposit (20%) and the remaining 4,000 + 120(3% profit) divided by 24 months, resulting in a screen showing this:
Your payment plan is ready!
You agree to pay 1,000 now (20%) and 24 months at 171,67 Eur per month.
In ordering step customer:
- is requested for deposit ( first installment ) to be charged;
- is asked to specify how many months he would like to pay the Total;
- fills out the form and submits his details to process the leasing.