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The most popular online payment methods by country

Offer online payment methods suited to your customers, based on the most popular payment methods in each country.
We'll help you with this guide to the most popular online payment methods by country!

North America

The most popular online payment methods in North America.

USA - Payment methods USA - Payment methods

The most popular online payment methods in the United States:

  1. Pay by credit/debit card
    (2Checkout, Braintree, Simplify Commerce, Stripe, Authorize.Net, WorldPay, SagePay, Optimal Payments)

  2. Pay by PayPal

Pay by cash or check: MoneyGram, pay by prepaid card, other transfers, and pay by bank transfer (Payone, International Direct Debit Payment Module, Payza, Postal Money Order), ...

Canada - Payment methods Canada - Payment methods

The most popular online payment methods in Canada:

  1. Pay by bank card
    (2Checkout, Braintree, Simplify Commerce, Stripe, Authorize.Net, WorldPay, SagePay, Netbanx, Moneris)

  2. Pay by PayPal

  3. Pay using prepaid cards

Pay with: Interac Online, pay by cash or check: MoneyGram and pay by bank transfers, ...

Latin America

Argentina - Payment methods Argentina - Payment methods

The most popular online payment methods in Argentina:

  1. Pay using cash
    (Payu Latam, PagoFacil, RapiPago)

  2. Pay using bank cards
    (2Checkout, PayU Latam, Mercado Pago, WorldPay)

  3. Pay by bank debit or transfer
    (PayU Latam)

Brazil - Payment methods Brazil - Payment methods

The most popular online payment methods in Brazil:

  1. Pay using credit/debit cards

    (PayU Latam, Pagseguro, 2Checkout, Mercado Pago, WorldPay)

  2. Pay using Boleto Bancarios

Pay with eWallets (Pagseguro, Dinero Mail, Bcash, Paypal), pay using store cards, pay using direct debit, gift cards, prepaid cards (PayU Latam) and pay using Hipercard

What is "Boleto Bancario"?
Boleto Bancario is a national payment system that lets customers pay in cash in their bank or at an ATM.

Chile - Payment methods Chile - Payment methods

The most popular online payment methods in Chile:

  1. Pay using bank cards
    (2Checkout, Payu Latam, Mercado Pago, WorldPay)

  2. Pay with Servipag

Pay with bank transfers (Payu Latam), ...

What is "Servipag"?
Servipag is an offline payment service.
When customers choose Servipag, they receive a payment coupon, which they then take to a nearby Servipag store to pay.

Mexico - Payment methods Mexico - Payment methods

The most popular online payment methods in Mexico:

  1. Pay with credit/debit cards
    (Payu Latam, WorldPay, 2Checkout, OpenPay)

  2. Pay by PayPal

  3. Pay using bank transfers
    (OpenPay)

  4. Pay with cash on delivery

Pay in nearby stores (OpenPay), pay with store cards, pay with an ewallet (Mercado pago), pay using gift cards and prepaid cards

What is "DineroMail"?
Customers select DineroMail OXXO or DineroMail 7Eleven when they make their purchase. They are then redirected to the DineroMail site to print a payment slip. They take this payment slip to a OXXO or 7Eleven store where they make the payment.

Colombia - Payment methods Colombia - Payment methods

2Checkout, DineroMail, Interpagos, MercadoPago, Ogone, PagosOnline, Payza, PayULatam, PayPal, First Data

Costa Rica - Payment methods Costa Rica - Payment methods

2Checkout, DineroMail, Payza, PayPal, First Data

Nicaragua - Payment methods Nicaragua - Payment methods

2Checkout, DineroMail, Pagosonline, Payza, PayPal, First Data

Panama - Payment methods Panama - Payment methods

2Checkout, PayULatam, DineroMail, Payza, PayPal, First Data

Peru - Payment methods Peru - Payment methods

2Checkout, PayULatam, DineroMail, Payza, PayPal, First Data

Venezuela - Payment methods Venezuela - Payment methods

NeoPago, 2Checkout, PayULatam, DineroMail, Payza, MercadoPago, PayPal

Asia

The most popular online payment methods in Asia.

China - Payment methods China - Payment methods

The most popular online payment methods in China:

  1. Pay with credit/debit cards
    (2Checkout, Skrill, WorldPay)

  2. Pay using Alipay

  3. Pay with Tenpay

  4. Pay with UnionPay

  5. Pay by cash and prepaid cards

What is "Alipay"?
Alipay was created by the Alibaba group. It is the largest eWallet provider in China. Customers must have an account to make payments. Purchases can be made using credit cards and cash.

South Korea - Payment methods South Korea - Payment methods

The most popular online payment methods in South Korea:

  1. Pay with credit/debit cards

  2. Pay with bank transfers

Hong Kong - Payment methods Hong Kong - Payment methods

The most popular online payment methods in Hong Kong:

  1. Pay with bank cards

  2. Pay by Paypal

  3. Pay using China UnionPay

India - Payment methods India - Payment methods

The most popular online payment methods in India:

  1. Pay with credit/debit cards
    (Payu India, Skrill, CCAvenue, Citrus Pay, Worldpay)

  2. Pay in cash

Pay with bank transfers, pay by Paypal, pay using prepaid cards, pay using other money transfers such as Western Union, pay using prepaid coupons, pay with ITZ Card, and pay with Oxicash, ...

What is "OxiCash"?
OxiCash is an payment platform that lets people in India with phones use it as an eWallet. They can pay for purchases like mobile phone refills, electricity bills, movie tickets, train and plane tickets, hotels, and more.

What is "ITZ Card" ?
ITZ Card is a prepaid mobile top-up whose motto is "Pay now and use at your convenience."
It can be used as a reliable payment system that can be taken anywhere, without the need to carry cash.

Indonesia - Payment methods Indonesia - Payment methods

The most popular online payment methods in Indonesia:

  1. Pay with bank transfers

  2. Pay with cash on delivery

Pay with credit cards (Worldpay, Skrill, 2checkout), ...

E-commerce in Indonesia:
Only 4.5% of the population has a bank card. They are used for 7% of online purchases.

Japan - Payment methods Japan - Payment methods

The most popular online payment methods in Japan:

  1. Pay with bank cards

  2. Pay using cash in convenience stores (Konbini)

  3. Pay using direct debit

What are "Konbinis"?
Konbinis are convenience stores where customers can pay cash for purchases they have made on the internet.
Customers can order products online, select "pay in a konbini," receive an ID number, and make the payment within 6 days. They receive their purchases after the merchant is paid.

Malaysia - Payment methods Malaysia - Payment methods

The most popular online payment methods in Malaysia:

  1. Pay with bank cards

  2. Pay with bank transfers

  3. Pay by Paypal

E-commerce in Malaysia
Customers often buy from international sites.

Philippines - Payment methods Philippines - Payment methods

The most popular online payment methods in Philippines:

  1. Pay using bank cards

  2. Pay with ewallet

Pay with bank transfers and pay using prepaid cards, ...

Singapore - Payment methods Singapore - Payment methods

The most popular online payment methods in Singapore:

  1. Pay using credit/debit cards

  2. Pay in cash

Use electronic payments and pay with prepaid cards, ...

Taiwan - Payment methods Taiwan - Payment methods

The most popular online payment methods in Taiwan:

  1. Pay with bank cards

  2. Pay using an ewallet

Pay in cash, pay using prepaid cards, and pay with bank transfers

Thailand - Payment methods Thailand - Payment methods

The most popular online payment methods in Thailand:

  1. Pay with bank cards

  2. Use over-the-counter payments

What are "Over-the-counter Payments"?
They are a way for customers to order online and pay in cash in payment centers located in the countries in question.

Europe

The most popular online payment methods in Europe.

Germany - Payment methods Germany - Payment methods

The most popular online payment methods in Germany:

  1. Pay by invoice
    (PayPal, Klarna, Payone, Invoice Payment, Ingenico)

  2. By direct debit
    (via ELV) (Sofort, SEPA transfer, Payone, Hipay, PayPal, Paymill, Skrill, Ingenico, Postfinance, SEPA direct debit)

  3. By digital payment
    (PayPal, Skrill, Payone, Paymill, Ingenico, Sofort)

  4. By Amazon Payments

  5. By credit cards
    (Paymill, Payone, PayPal, Ingenico, Hipay, Postfinance, Saferpay, Skrill)

  6. Cash on delivery

What is "ELV"?
ELV is better known as “bank debit” or “debit notice”. It is also one of the most widely used payment methods in Germany. It works like an automatic debit.
This payment method is intended only for those with a German bank account.
The most important supplier of payments by ELV is Giropay (you can find the offer in the Sage Pay module).

Important: 80% of Germans do not finish their purchase if the payment methods do not suit them.

Source: Studie Erfolsfaktor Payment 2013

Belgium - Payment methods Belgium - Payment methods

The most popular online payment methods in Belgium:

  1. Pay with other credit/debit cards
    (Worldline, 2Checkout, Authorize.net, Braintree, iDeal, Skrill, Ingenico)

  2. Pay using BanContact/Mistercash

Pay with online transfers Web Banking (Sofort, SEPA), and pay by Paypal.

What is "Bancontact/Mistercash"?
Bancontact is a direct debit card available only in Belgium.

Denmark - Payment methods Denmark - Payment methods

The most popular online payment methods in Denmark:

Pay with bank cards (2Checkout, Authorize.net, Braintree, Worldpay, Skrill, Paymill), pay by Paypal, pay with prepaid cards, pay using online bank transfers: (Quickpay, SEPA), and pay on invoice (Klarna)

Finland - Payment methods Finland - Payment methods

The most popular online payment methods in Finland:

  1. Pay with money transfers
    (SEPA)

  2. Pay with bank cards
    (Paytrail)

  3. Pay on invoice
    (Paytrail)

France - Payment methods France - Payment methods

The most popular online payment methods in France:

  1. Pay with bank cards
    (Atos, CM-CIC, Paybox, Stripe, Ingenico, SagePay, Authorize.net, Skrill)

  2. Pay by Paypal

Greece - Payment methods Greece - Payment methods

The most popular online payment methods in Greece:

  1. Pay with bank cards
    (Skrill)

  2. Pay using an eWallet Paypal

  3. Pay with cash on delivery

  4. Pay using money transfers
    (SEPA)

  5. Pay with direct debit

Hungary - Payment methods Hungary - Payment methods

The most popular online payment methods in Hungary:

  1. Pay with cash on delivery

  2. Pay using a card on delivery

  3. Pay using money transfers
    (SEPA)

  4. Pay using bank cards (Skrill)

Ireland - Payment methods Ireland - Payment methods

The most popular online payment methods in Ireland:

Pay with credit/debit cards (Skrill), pay by Paypal and pay using direct debit.

Italy - Payment methods Italy - Payment methods

The most popular online payment methods in Italy:

  1. Pay with credit cards and prepaid Visa/MasterCard
    (Worldpay, Banca Intesa San Paolo, CartaSi, SagePay, Optimal Payments, Skrill)

  2. Pay by Paypal

Use other payment methods (PostePay, Mybank, PaysafeCard).

Norway - Payment methods Norway - Payment methods

The most popular online payment methods in Norway:

  1. Pay with bank cards
    (SagePay, Skrill)

  2. Pay by bank transfer (BankAccess)

  3. Pay on invoice

What is "BankAccess"?
This is a bank transfer system offered by most Norwegian banks.
It provides bank authorizations for customers to make online purchases, without them having to share their bank details with e-merchants.
Customers must have a Norwegian bank account with access to an online or mobile banking service.
BankAccess guarantees the e-merchant will receive payment.

Netherlands - Payment methods Netherlands - Payment methods

The most popular online payment methods in Netherlands:

  1. Pay with iDEAL

  2. Pay with AcceptGiro

Pay using a transfer (Sofort, SEPA), pay by Paypal, pay with credit cards (Optimal Payments, Skrill...) and pay using direct debit, ...

What is "iDEAL"?
iDEAL was created to send online transfers with payment guarantees, giving customers and merchants more security for online payments.
This payment method authorizes customers to pay with their bank.
The buyer and merchant must have accounts with banks participating in iDEAL.

What is "AcceptGiro"?
It is a credit transfer system that ensures simple and easy payments for customers.

Poland - Payment methods Poland - Payment methods

The most popular online payment methods in Poland:

  1. Pay with Sofort Online banking

  2. Pay using bank cards

  3. Pay with cash and transfers

  4. Pay by Paypal

Portugal - Payment methods Portugal - Payment methods

The most popular online payment methods in Portugal:

  1. Pay with bank cards
    (Skrill)

  2. Pay with bank transfers
    (SEPA)

Pay with direct debit, pay with an eWallet Paypal and use mobile payments, ...

What is "Payshop"?
Payshop provides customers with a payment solution for online purchases. They can pay for their online purchases by visiting a Payshop agent (newsdealers, supermarkets, etc.)
All they need for their transaction is a bill or the transaction reference number.

What is "Multibanco"?
Multibanco lets e-shoppers pay from their bank account online or go to a Multibanco terminal to complete their order.

Russia - Payment methods Russia - Payment methods

The most popular online payment methods in Russia:

  1. Pay with cash on delivery and cash (automatic kiosks and pickup points)

  2. Pay with eWallets
    (Yandex.Money, WebMoney, PayPal, Qiwi, Robokassa)

  3. Pay by bank cards
    (RosEvroBank, Skrill)

  4. Pay using money transfers (SEPA)

Spain - Payment methods Spain - Payment methods

The most popular online payment methods in Spain:

  1. Pay with bank cards
    (Santander, BBVA, La Caixa, ING Direct, Bankinter, Sabadell, Bankia, Banco Popular, Worldline, SagePay, Paythunder, Ingenico, Skrill)

  2. Pay by Paypal

  3. Pay with cash on delivery

Pay with bank transfers: (Sofort, SEPA), pay using prepaid cards, and pay using direct debit, ...

E-commerce in Spain:
Spanish e-merchants sign contracts with banks, who provide them with payment solutions by Redsys.

Sweden - Payment methods Sweden - Payment methods

The most popular online payment methods in Sweden:

  1. Pay with credit/debit cards
    (SagePay, Skrill)

  2. Pay on invoice

  3. Pay with online bank transfers
    (Nordea, SEPA)

Pay with PayPal and prepaid cards, pay on delivery (Klarna) and pay with Klarna.

What is "Nordea"?
Nordea lets users make bank transfers to e-merchants directly from their bank, without having to send their bank details to e-merchants. Customers must have a Swedish bank account with access to an online or mobile banking service.

Switzerland - Payment methods Switzerland - Payment methods

The most popular online payment methods in Switzerland:

  1. Pay with credit/debit cards
    (PostFinance)

  2. Pay by bank transfer

  3. Pay with eWallets

Turkey - Payment methods Turkey - Payment methods

The most popular online payment methods in Turkey:

Pay with credit cards (SagePay, Fastpay, Skrill), pay with cash on delivery and transfers (SEPA), pay with eWallets pay with debit cards and prepaid cards.

United Kingdom - Payment methods United Kingdom - Payment methods

The most popular online payment methods in the United Kingdom:

Pay using bank cards (Worldline, SagePay, Optimal Payments, SagePay, Ingenico, Worldpay, Skrill), pay by Paypal, pay with Amazon Payments and other eWallets and pay using money transfers (Sofort, SEPA), ...

E-commerce in the United Kingdom:
38% of smartphone owners made at least one payment with their smartphone in 2013

Middle East

The most popular online payment methods in Europe.

UAE - Payment methods UAE - Payment methods

The most popular online payment methods in UAE:

  1. Pay with credit cards

  2. Pay with cash on delivery

  3. Pay by Paypal

Pay using prepaid card and pay with bank transfers.

Israel - Payment methods Israel - Payment methods

The most popular online payment methods in Israel:

  1. Pay with bank cards

  2. Pay using IsraCard

  3. Pay by Paypal

  4. Pay with other eWallets

Oceania

The most popular online payment methods in Oceania.

Australia - Payment methods Australia - Payment methods

The most popular online payment methods in Australia:

  1. Pay by credit/debit card
    (Optimal Payments, SagePay, Ingenico, Skrill)

  2. Pay using an eWallet
    (PayPal)

Pay by cash or check, pay by prepaid card, pay by bank transfers, pay by prepaid coupon and pay with other transfers: Western Union, ...

New Zealand - Payment methods New Zealand - Payment methods

SagePay, Skrill, Authorize.net, Braintree, Coinbase, NMI, Ogone, Paymate, Postepay, SecurePay, Worldpay, Payment Express PayPal, First Data

Africa

The most popular online payment methods in Africa.
Most of the population in Africa does not have access to traditional banking services. Mobile payment is a formidable growth opportunity for the continent.

South Africa - Payment methods South Africa - Payment methods

The most popular online payment methods in South Africa:

  1. Pay with bank cards
    (MyGate, SagePay)

  2. Pay by bank transfer
    (M-Pesa , AirtelMoney, TigoCash)

Pay by prepaid coupons, pay by PayPal, pay with cash on delivery, pay with other transfers: Western Union, pay by cash or check by email, pay by prepaid card, pay with Google Wallet and pay with MasterPass, ...

Egypt - Payment methods Egypt - Payment methods

The most popular online payment methods in Egypt:

Pay with cash on delivery, pay with eWallets, pay by bank transfer, and pay with bank cards, ...

Morocco - Payment methods Morocco - Payment methods

SagePay, MyGate, Ingenico, Skrill, WafaCash

Algeria - Payment methods Algeria - Payment methods

SagePay, MyGate, Ingenico, Skrill, WafaCash

Tunisia - Payment methods Tunisia - Payment methods

SagePay, MyGate, Ingenico, Skrill, WafaCash

Source: CyberSource – the power of payment